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This information appears in the upper left corner of the page, with the label "Appraised On. Giant mortgage investor Freddie Mac plans to dispense with traditional appraisals on some loan applications for home purchases, replacing them with an alternative valuation system that would be free of charge to both lenders and borrowers. As with all appraisals, the verbal approximations of value given at ROADSHOW events are our experts' opinions formed from their knowledge of antiques and collectibles, market trends, and other factors. Instead of using professional appraisers, Freddie plans to tap into what it says is a vast trove of data it has assembled on millions of existing houses nationwide, supplement that with additional, unspecified information related to valuation, and use the results in its assessments of applications. We think that Grandfather had to cut off some of it in order to get it in his duffel bag. I don't know what has happened to the rest of it. For example, you'll often hear them say what an item is worth "at auction," or "retail," or "for insurance purposes" replacement value.

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